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TYPICAL BARACK OBAMA VS. HILLARY CLINTON DEMOCRATIC DEBATE

QUESTION: What is your plan for the economy?

CLINTON:
My main agenda for my Presidency is to turn our economy around.
My $110 billion package includes $40 billion in tax rebates for working and middle-class families. These rebates should meet the principles that I have outlined: they should be temporary and fiscally responsible; they should be fast-acting; and they should be targeted to working and middle-class families who need help the most. In particular, the rebates should not be partially or completely denied to tens of millions of lower income taxpayers, as was the case with President Bush?s plan during the last economic contraction.

My package also includes a $30 billion Emergency Housing Crisis Fund to assist states and cities mitigate the effects of mounting foreclosures; a comprehensive plan to end the housing crisis with a 90-day moratorium on foreclosures and a 5 year freeze on interest rates on subprime mortgages; $25 billion in immediate energy assistance to tens of millions of families; $5 billion in accelerated energy efficiency and alternative energy investments to jumpstart green collar job growth; and $10 billion in extending and broadening unemployment insurance for those who are struggling to find work.

OBAMA:
Uh?eh?.uh?you know, its for change by changing Washington and..uh?turn this economy around!

QUESTION: What is your plan for the American health care system?

CLINTON:
I unveiled the third part of my plan to ensure that all Americans have affordable, quality health insurance. Building on her proposals to rein in costs and to insist on value and quality, her American Health Choices Plan will secure, simplify and ensure choice in health coverage for all Americans. This Plan covers every American ? finally addressing the needs of the 47 million uninsured and the tens of millions of workers with coverage who fear they could be one pink slip away from losing their health coverage ? with no overall increase in health spending or taxes. For those with health insurance, the plan builds on the current system to give businesses and their employees greater choice of health plans ? including keeping the one they have ? while lowering cost and improving quality. Specifically, the American Health Choices Plan will:

The American Health Choices Plan gives Americans the choice to preserve their existing coverage, while offering new choices to those with insurance, to the 47 million people in the United States without insurance, and the tens of millions more at risk of losing coverage.

The Same Choice of Health Plan Options that Members of Congress Receive: Americans can keep their existing coverage or access the same menu of quality private insurance options that their Members of Congress receive through a new Health Choices Menu, established without any new bureaucracy as part of the Federal Employee Health Benefit Program (FEHBP). In addition to the broad array of private options that Americans can choose from, they will be offered the choice of a public plan option similar to Medicare.

A Guarantee of Quality Coverage: The new array of choices offered in the Menu will provide benefits at least as good as the typical plan offered to Members of Congress, which includes mental health parity and usually dental coverage.

Americans who are satisfied with the coverage they have today can keep it, while benefiting from lower premiums and higher quality.

Reducing Costs: By removing hidden taxes, stressing prevention and a focus on efficiency and modernization, the plan will improve quality and lower costs.

Strengthening Security: The plan ensures that job loss or family illnesses will never lead to a loss of coverage or exorbitant costs.

End to Unfair Health Insurance Discrimination: By creating a level-playing field of insurance rules across states and markets, the plan ensures that no American is denied coverage, refused renewal, unfairly priced out of the market, or forced to pay excessive insurance company premiums.

Relying on consumers or the government alone to fix the system has unintended consequences, like scaled-back coverage or limited choices. This plan ensures that all who benefit from the system share in the responsibility to fix its shortcomings.

Insurance and Drug Companies: insurance companies will end discrimination based on pre-existing conditions or expectations of illness and ensure high value for every premium dollar; while drug companies will offer fair prices and accurate information.

Individuals: will be required to get and keep insurance in a system where insurance is affordable and accessible.

Providers: will work collaboratively with patients and businesses to deliver high-quality, affordable care.

Employers: will help financing the system; large employers will be expected to provide health insurance or contribute to the cost of coverage: small businesses will receive a tax credit to continue or begin to offer coverage.

Government: will ensure that health insurance is always affordable and never a crushing burden on any family and will implement reforms to improve quality and lower cost.

my plan will:

Provide Tax Relief to Ensure Affordability: Working families will receive a refundable tax credit to help them afford high-quality health coverage.

Limit Premium Payments to a Percentage of Income: The refundable tax credit will be designed to prevent premiums from exceeding a percentage of family income, while maintaining consumer price consciousness in choosing health plans.

Create a New Small Business Tax Credit: To make it easier-not harder-for small businesses to create new jobs with health coverage, a new health care tax credit for small businesses will provide an incentive for job-based coverage.

Strengthen Medicaid and CHIP: The Plan will fix the holes in the safety net to ensure that the most vulnerable populations receive affordable, quality care.

Launch a Retiree Health Legacy Initiative: A new tax credit for qualifying private and public retiree health plans will offset a significant portion of catastrophic expenditures, so long as savings are dedicated to workers and competitiveness.

Most Savings Come Through Lowering Spending Due to Quality and Modernization: Over half the savings come from the public savings generated from Senator Clinton?s broader agenda to modernize the heath systems and reduce wasteful health spending.

A Net Tax Cut for American Taxpayers: The plan offers tens of millions of Americans a new tax credit to make premiums affordable-which more than offsets the increased revenues from the Plan?s provisions to limit the employer tax exclusion for health care and discontinue portions of the Bush tax cuts for those making over $250,000. Thus, the plan provides a net tax cut for American taxpayers.

Making the Employer Tax Exclusion for Health Care Fairer: The plan protects the current exclusion from taxes of employer-provided health premiums, but limits the exclusion for the high-end portion of very generous plans for those making over $250,000.

OBAMA: Ah?.eh? its time for change! Time to change the?.uh?.um..health care system!

QUESTION: What is your plan for the war in Iraq and Afghanistan?

CLINTON:
?Our message to the president is clear. It is time to begin ending this war ? not next year, not next month ? but today.

?We have heard for years now that as the Iraqis stand up, our troops will stand down. Every year, we hear about how next year they may start coming home. Now we are hearing a new version of that yet again from the president as he has more troops in Iraq than ever and the Iraqi government is more fractured and ineffective than ever.

?Well, the right strategy before the surge and post-escalation is the same: start bringing home America?s troops now.?

If President Bush does not end the war, when I am president, I will. My three-step plan would bring our troops home, work to bring stability to the region, and replace military force with a new diplomatic initiative to engage countries around the world in securing Iraq?s future. I had been figh

I will bring our troops home inside my first 60 days in office as President of the United States of America.

OBAMA:
uh??look! we need to change Washington by bringing our troops home and change Washington?Thats the president America needs?uh?and I will be that president I think?.

QUESTION: What is your plan for our Education?

CLINTON:
Forty-two percent of all new jobs this decade will require some post-secondary education. That?s a big jump from even six and a half years ago, when it was only about 29 percent.

Countries across the world, from Japan to South Korea, from Canada to Ireland, are educating their young people at higher rates than we are in America. That is news.

Our higher education system has historically been the envy of the world. We know that in other countries (inaudible) the future was determined at the age of 12 or 16. But they have changed, and they now value college much more, and the rates of young people going to college are actually higher than we have now in America. And China and India are not far behind.

When it comes to higher education, we should not be playing catch-up with the world, we should continue to be leading, because the skills and knowledge of our workforce will determine whether America can compete and win in the 21st century.

Americans work harder than anybody in the world. When you measure productivity, which is a term for determining how much output we get per hour, per worker, Americans are by far the hardest-working people.

But there is a mismatch between what Americans are being compensated for in terms of all

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